#1 Private Finance in Chennai - Personal / Business Loan against Cheque Or Property

PR FINANCIAL SERVICES: We are one of the best private finance companies in chennai, Practical private finance in Chennai is being involved in providing various types of private finance and bank loan services like Loan Against Property, Private Loan Against Cheque, Cheque Basis Finance and more with needed security proofs all over Chennai and Tamil Nadu. We also assist our customers in an appropriate way, to approach for typical loans as per their demand. We have also been engaged in several financial services for the customers in providing them the business loans with powerful loan agreement. We are widely appreciated, for our quality services and for less interest percentage.

Our Financial Services:

  • Personal Loan in Chennai & Tamil Nadu
  • Loan Against Property in Chennai & Tamil Nadu
  • Private Finance in Chennai for Business Peoples
  • Private Finance for Business & Self Employed
  • Private Loan Against Cheque
  • Cheque Basis Finance
  • Mortgage Loan Chennai & Tamil Nadu
  • Business Loan in Chennai by Major Banks
  • Cheque Based Private Finance in Chennai
  • Loan Against Cheque

Private Finance Loan:

ChennaiBusinessLoan.com offers less interest rate with a long repayment schedule. Some of the finance gives a fake interest rate. No one gives the loan which is lesser than the bank rate of interest. The client gets the funds immediately. You can repay your loan amount at any time.

Personal Loan:

A Personal loan can come handy when you are going on a vacation, renovating your home or planning that dream wedding. Get a loan between Rs. 50,000 to Rs. 25,00,000 with minimal documentation and quick approval You can transfer your existing loans at higher rates as well The repayment tenure can range from anywhere between 12 to 60 months. Best rates are made available if you are looking for a personal loan with less paperwork then use Chennai Business Loan. Also we provide personal loan against cheque. Should have a valid set of documents like ID proof, income proof and residence proof among other documents to avail the loan you can use the personal loan for various purposes such as a wedding, education, holiday trip etc. You can apply the form through online. Loan eligibility is above 20,000 per month.

  • Cibil score above 700.
  • Part payment charges Nil
  • Foreclosure charges Nil

Loan Against Property:

Your property is one of your greatest assets. With the help of Loan against property, your dreams come true. It has options of repayment. Easy process of documentation. Loan against property loan is available for both salaried and self-employed persons. We offer mortgage loan in Chennai and all over Tamil Nadu.

Mortgage Loan in Chennai - Features:

No income proof required for self-employed

Mortgage Loan is a money advance given by a loan against your property. Carry over your existing loan with additional refinance Minimum – loan amount Rs. 5,00,000 Maximum - Rs. 50 Crores Our customer-friendly features of loan against property include doorstep service, along with quick and transparent processing. We offer customization features on loans against property for self-employed individuals. When you repay a loan you return the principal amount with interest and within a time frame. An interest rate is 9.00% to 14% per annum. No income proof for self-employed and no building plan. Minimum age limit is 21 years and maximum age limit of 65 years for self-employed persons.

  • If the title of your property is clear and without encumbrances, you are the choice for the bank.
    Why LAP should be your preferred option?
  • The rate of interest is lower than personal loan or loan against property or any security such as shares, gold etc. slightly higher than the home loan. Interest rate range 9.60% - 14% per annum.
  • No income proof required for self-employed and no building plan required.
  • Easy Eligibility - Minimum Age Limit - 24 years - Maximum age Limit - 60 years for salaried persons & 65 years for Self Employed persons. LAP accessible for the maximum duration of 15 decades. Repayment by means of EMIs, like the home loan.
  • Pre-payment option available
  • Can claim fully interest paid as company expenses, if utilized only for Company purpose.

Home Loan:

No income proof required for self-employed.

Bank offers numerous benefits on home loans. Enjoy smooth and easy processing and no hidden charges. Our additional home loan benefits include counseling and advisory services for acquiring a property and free and safe document storage. You can also enjoy home loan benefits of flexible repayment options and the option to buy a home anywhere in India.

We offer a slew of additional features on home loans for agriculturists, planters, horticulturists and dairy farmers, and have special benefits on for agriculturists. The central government recently announced that the benefit of interest subsidy of about Rs. 2.60 lakh on home loans under Pradhan Mantri (PM).

Business Loan:

Business Loan is the best finance that can help you to grow. You want to start a business or you want to extra credit for your business by using Business Loan.

Business Loan starting at the interest rate of 15.50%. The rates vary by loan amount, occupation and type of loan availed. These funds help you the business to expand, invest. Before you apply for the Business Loan you have to understand the purpose of the loan and how to utilize it. No investment means no profits.

  • Age: Age plays an important role to know your eligibility and repayment capacity. Offer loan to those who are at least 25 years old at the time of loan approval and maximum 65 years at the time of loan maturity.
  • Loan Amount: Based on the loan amount eligibility, the bank gives you loan ranging from Rs. 1 Lakh to Rs. 40 Lakh. To improve the chances of approval, apply for a loan amount that you can comfortably service.
  • Profitability and Revenue: Loan eligibility significantly depends upon profitability on your turnover, revenue, and profitability. Requires profit for minimum 2 years and minimum business turnover of Rs. 30 Lakh.
  • Business Stability: Future business prospects and its stability is important to improve your eligibility for the business loan. Requires minimum business track record of 36 months. The bank will also look for minimum growth in sales for the last three year. A decline in sales for a certain period or below a certain limit might impact your eligibility to get the loan.
  • ITR and Banking: Bank gives loan only after checking your income tax return and bank statements. Your ITR details for minimum 24 months and bank statement for minimum 6 months will be required by ICICI Bank.
  • CIBIL Score: When checking loan eligibility, will look at the complete CIBIL report. Will check your repayment history for all current and past loans and credit cards. Bank advise you to maintain a score of 750 and above to get loan approval.

Cheque Basis Finance

You get immediate funds if the credit rating is overwhelmed by Cheque based Finance. Do you want to run a business, but you don't have any property. Don't worry you can get the unsaved funding. One time formality process is enough for Cheque Based Finance.

  • 6 months Bank Statement.
  • Required for Income Tax Document.

Depending upon the Transaction, we organize funds to our clients. In Some Cases Practical Finance will raise funds within 24 hours. With long repayment schedule and with minimal interest rates.

Provide Immediately Funding on Cheque Based. With Low Interest.Cheque Basis Finance is the fastest way to raise funds for your business, we will organize funds for your business within 24 hrs.

Documents Required for Minimum Requirement

  • 5 Lakhs base level
  • 10 Lakhs should be the monthly turnover.
  • Cheque Based Finance.
  • Cibil problem customer also Welcome.
  • Client can be anywhere in Tamil Nadu.
  • Client should have filed IT
  • Current Account is must.
  • OD required for huge funds

No Matter if you already raised funds through Private Financiers. We have niche segments cheque basis financiers in chennai and tamilnadu. We are one of the pioneers in private finance against Cheque basis in chennai.

The Simplest, Smartest Way to Get Private Finance in Chennai!

Processing...

All over tamilnadu.
Unsecured finance.
Bridge finance.
Trust basis.
Cheque bounce more than 2 not acceptable.
Cibil problem customer also welcome.
Cheque basis.
Based on bankstatment.
Over draft customer most preference.

We have three category

Business transaction.
Business growths.
Face valuable.

Apply Now For Chennai Business Loan!

Cheque Basis Finance is only for BUSINESS PEOPLE

Cheque Basis Finance Eligibility: At least 3 years in Business - Income Tax Return Filed.

Minimum 10 Lakhs Transaction Per Month.

Private finance on cheque basis

Business finance on cheque basis

Immediate financing arrangement on cheque basis finance to business

Contact Us: 9176615675

Personal Loan Suitable To Apply

Eligibility For Personal Loan Above 21,000 Salary Per Month.

Mortgage finance loan

Business loan on bank

Personal loan on bank

Our loan experts will call you on this number
How much loan amount (in Rs.) do you need?
Business Loan
Personal Loan
Private Finance
Mortgage Finance
Cheque Basis Finance
Are you business or personal?

By Apply, you agree to the Terms & Conditions

Business Loans in Chennai

We help you find the best Bank/NBFC giving you the best interest rate for your Business Loan

How We Work?

Getting a Business Loan in Chennai now becomes simpler and hassle free. Just follow 4 simple steps and pump up your business with our user friendly loans.

Step 1

To avail a business loan, just fill up the simple form on this page. It will take you less than 20 seconds to fill up the details.

Step 2

Within moments, our patent algorithm scores through our database and will extract details of banks and NBFCs that match your criteria and are willing to lend you money.

Step 3

Once you finalize on a particular lending company, we will call you and help you with the formalities, documentation etc.

Step 4

Next, the lending company will collect your documents and begin with the loan processing procedure. Once your papers are approved and loan sanctioned, we will intimate you the same.

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